Dealing with Your Debt after Christmas

Some families in Scotland are facing a bleak New Year as they struggle with debt that they have run up over the Christmas period.

Many people will be cutting back on winter essentials this year, including heating and clothing, so that they can make payments towards the loans and credit cards used during the festive period.

Overspending at Christmas can at best lead to a New Year debt hangover, but for some it can result in debt problems looming all year round with many families being worried about meeting their rent or mortgage payments for the month of January.

If your finances have been stretched a bit too far this Christmas, speak to an advisor today on 0800 011 2322 or download our free guide to Personal Debt Solutions and get your finances back on track.

Solutions

If you are really worried about your current level of debt and you are looking for a way to become debt free, there are a number of solutions available that can help and they are listed below.

Debt Advisory Services (Scotland) Limited can help point you in the right direction, providing you with friendly, professional and confidential advice when you need it most.