Do you pay a monthly fee on a bank account and feel you were mis-sold this product? You can make a claim for compensation directly to your bank and, if your claim is upheld, they are responsible for paying back all your fees plus interest.
How Do I Know If I Was Mis-Sold an Account?
There are a number of ways that your PBA could have been mis-sold to you:
- You were told you had to get it in order to get a mortgage or a loan
- You were too old for the insurance, or it was no use to you – you don’t have a car or a mobile phone
- You feel you were pressurised into buying it
- You didn’t even know you had a PBA until you saw a debit going out monthly from your account
If you feel you’ve been mis-sold this type of financial product, then you’re entitled to make a claim for all your fees, plus interest.
What Do I Do If I Think I Was Mis-Sold A PBA?
You’ll need to complain to your bank directly. However, if you’re unsure of what to do, don’t feel confident approaching the bank directly or simply don’t have the time, then Debt Advisory Services (Scotland) Limited can do it for you.
Depending on how long you’ve had the account, the refund could run into the hundreds – or even thousands. Some claimants have had a very swift response, but if your back refuses to pay up and you know you were mis-sold, we can tackle them for you.
How much does the service cost?
We work on a no win, no fee basis; so if we’re unsuccessful we won’t charge you a penny. And we don’t charge any upfront costs either.
If we are successful, we charge 25% (plus VAT) of any refund paid to you by your bank. However, if we don’t get your money back, you’ll pay nothing.
Unlike PPI, his is a new area for claimants and the situation is developing all the time. If you’d like DAS to guide you through, please contact us and we’ll be happy to advise you.