Debt Advisory Services (Scotland)

We offer a range of Scottish debt solutions that:
  • Suit your personal circumstances

  • Lower your monthly payments

  • Write off unaffordable debt

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Scottish Debt Advice That You Can Trust

If you are struggling to get out of debt, it’s time to break the cycle with Debt Advisory Services (Scotland) Ltd!

Debt Advisory Services (Scotland) Ltd, a private limited company, was launched in February 2006 to provide a wide range of Scottish debt help solutions.

We are regulated and authorised by the Financial Conduct Authority to provide debt advice on a range of Scottish debt solutions to people living in Scotland.

Debt Help in Scotland

Living in Scotland, there are a range of Scottish debt help solutions that can assist you in dealing with your creditors. To ensure that we provide you with the best Scottish debt advice available, we will fully discuss your situation and objectives prior to making any recommendations.

Find Your Personal Debt Solution Here –
(it’s quick and it’s easy – it takes less than 2 minutes)

How a Scottish Debt Help Solution Can help you become debt free

It’s easy to be tempted to run up our credit cards, take out a short-term payday loan, look into an unnecessary debt consolidation loan or maybe go into an overdraft just to tide you over when finances are tight (or when we receive unexpected bills that blow even the best planned budget).

Although you can temporarily ease the strain by taking out further credit, the financial hangover eventually means that there’s just as much to pay off (if not more) the following month, thanks to interest rates and charges on outstanding debt.

We can easily find ourselves trapped in a vicious cycle, making it feel impossible to ever get out of debt. The hardest thing to do is to recognise that there is a problem, and then take the steps to find the right debt counselling people to help you become free of debt.

If you are really worried about your current level of debt and you are looking for a way to become debt free, we provide Scottish debt help services by offering many debt relief solutions that can help, and you can find a comprehensive summary of these listed below.

Careful consideration should always be taken before you decide on the solution to take when dealing with your debts.

Debt Advisory Services (Scotland) Ltd only recommends an appropriate Scottish debt help solution after a full review of your personal circumstances has been conducted.

Our initial review service, which helps to identify a potential solution for you, is completely free and there is no commitment for you to action any recommendations that we make.

Debt Advisory Services Scotland do not charge any up-front fees for the debt solutions that we provide. However, should you choose to accept a Scottish debt help package from us, fees will apply for additional ongoing services that we provide.

For further information regarding our fees, please see below.

Free sources of debt advice and information can be obtained from the Money Advice Service

The Money Advice Service logo
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Authorised and regulated by the Financial Conduct Authority : Authorisation number 671573
Licensed under the Data Protection Act License number : 29406864

Our fees explained

We are committed to providing you with the highest level of service. We endeavour to act with integrity at all times and as members of both DEMSA and The Debt Resolution Forum (Industry regulator), you can be confident that you are dealing with a reputable organisation, which upholds a strict Code of Conduct.

Debt Advisory Services woman debt advice calculator

Debt Solutions Scotland :

debt-plan-iconDebt Management Plan

A Debt Management Plan is an informal agreement designed to allow people who are struggling to meet their monthly debt repayments, the opportunity to make a single, more affordable monthly payment via a debt management company. A Debt Management Plan may be appropriate if you have a temporary financial problem or if you can’t or don’t want to re-mortgage.

icon-trust-deedTrust Deeds

If you live in Scotland and cannot afford to keep up payments on loans and credit cards, a Trust Deed may be the best debt solution for you. A Trust Deed is a legally binding agreement between you and your creditors where you agree to pay an affordable monthly payment over an agreed period of time (normally 4 years). A Trust Deed can only be arranged through a qualified and licensed Insolvency Practitioner.

icon-debt-schemeDebt Arrangement Scheme

The Debt Arrangement Scheme is a formal debt management scheme. It was introduced by the Scottish Government in November 2004 to help people living in Scotland to repay their debts. Any individual who lives in Scotland who is having difficulty in maintaining their payments to creditors can apply for a debt payment plan under DAS.

icon-consolidateDebt Consolidation

Consolidating your existing debts into one smaller monthly repayment can sometimes put an end to the stress inducing demands made by your current creditors. There are a number of ways that you may be able to obtain a consolidation loan. They include, re-mortgaging, secured and unsecured loans.

icon-bankruptcyBankruptcy

Sequestration is the Scottish legal term for bankruptcy. Bankruptcy is often considered the last resort for people with serious debt problems especially if you have a property to protect. There are other solutions which can protect your property and allow you to repay your debt in affordable monthly instalments.

Taking part in our FRESH START programme really won’t cost you a penny and could save you hundreds of pounds each year and you will be able to keep more of your money in your pocket each month.

To find out more about becoming debt free you can:

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    Download our free debt help guide by completing the short form above.

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    Forward your details to us by completing our contact form and we will call you back.

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    Ring us on 0141 563 7240 to discuss your situation with one of our fully trained advisors.

If you are looking for a Scottish debt help solution from a debt management company that you can trust, look no further than Debt Advisory Services Scotland.

We can help point you in the right direction, providing you with friendly, professional and confidential debt advice when you need it most.

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